Simplifying Global Payment Collection for Indian Freelancers & Exporters
Understand export compliance and global payments in India. Compare platforms to unlock the highest INR payout for your invoice size.
Which platform pays the most today?
Among the platforms we compare, on a $10,000 USD invoice · Rates for 4 Nov 2026 · Fees checked 30 Sept 2026
- 1
Skydo
Indian freelancers and exporters receiving mid to large B2B invoices by bank transfer
₹9,42,746
received · total cost 0.34%
- 2
Razorpay
Indian businesses and freelancers already using Razorpay who invoice foreign clients
₹9,34,820
received · total cost 1.18%
- 3
Kotak Mahindra Bank
Service exporters and businesses that want a current account with no inward remittance or FIRC fee
₹9,28,881
received · total cost 1.81%
How do we compare platforms?
- Step 1
Take the mid-market rate
A live mid-market rate from XE, with European Central Bank rates as the fallback.
- Step 2
Subtract every cost
Platform fee, FX markup and 18% GST on fees, from published pricing.
- Step 3
Rank by rupees received
Whoever lands the most INR in your account ranks first.
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Frequently asked questions
The basics of getting paid from abroad as an Indian freelancer or exporter.
How does this site rank international payment platforms?
Platforms are ranked by the INR that reaches your Indian bank account. Each payout takes the invoice amount, subtracts the platform fee, converts the rest at the European Central Bank reference rate minus the platform's FX markup, and deducts 18% GST on fees where charged. Platforms without full published pricing are listed but not ranked.
What is the mid-market rate?
The mid-market rate is the midpoint between the buying and selling price of a currency, before any provider adds a margin. It is the fairest benchmark for comparing conversions. This site uses the European Central Bank's daily reference rate and shows every platform's payout against it.
What is a FIRA and why do exporters need one?
A FIRA (Foreign Inward Remittance Advice) is a document confirming that foreign currency reached India through banking channels. Service exporters use it as proof of export for GST refunds, export benefits and income tax records. Check whether a platform issues a FIRA for every payment, and whether it charges for it.
Do Indian freelancers pay GST on export of services?
Export of services is zero-rated under GST. A registered exporter can file a Letter of Undertaking (LUT) on the GST portal and export without paying IGST. Freelancers below the GST registration threshold usually do not need to register. Confirm your own position with a chartered accountant.
What does RBI PA-CB authorisation mean?
PA-CB stands for Payment Aggregator Cross Border. RBI authorises companies under this framework to process cross-border payments for Indian businesses. An authorised platform is regulated by RBI for these payments. Check RBI's published list before relying on a platform's claim.
Why does the cheapest platform change with invoice size?
Platforms price in different ways. A flat fee per payment is a large share of a small invoice and a small share of a large one, while a percentage fee grows with the invoice. So a platform that costs least on $500 can cost more on $10,000. Use the ranking for your own invoice size.